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Charitable Giving Onboarding Experience

Create and fund your Charitable Giving Account and set your Investment Options

Updated over 8 months ago

Welcome to Morgan Stanley at Work’s Charitable Giving! Charitable Giving is a new workplace program that empowers individuals to give to causes they care about through a digital giving experience.

This user guide will walk you through basic profile setup, viewing and searching for charities and causes, granting to a charity, and other key workflows to get you acclimated to the giving platform.

Company Invitation

To get started, you will receive an invitation to your corporate email address to set up your individual giving account. Click Get Started to begin setting up your individual giving account.

Didn't receive a company invitation? Please check your spam and then email [email protected]

Open an Account & Enter Your Personal Email Address

  1. When you click Get Started, you will be routed to the Morgan Stanley at Work website, where you can learn more about donor advised funds and the Charitable Giving program.

  2. When you are ready to open your account, select Open an Account and enter your personal email address to receive an invitation to open your individual giving account.

Set Your Password & Login

After receiving an invite to Morgan Stanley at Work’s Charitable Giving, click Start Giving on the bottom of the email to accept the invite. Once the new window launches, set your 12-character password with at least 1 uppercase letter, 1 number, and 1 special character. Once you’ve set your password and your account has been created, you’ll be brought to the login page to enter your personal email address and password.

Create Your Charitable Giving Account

To create your giving account, first you must read the Terms & Conditions, check the acknowledgment box, and click Agree & Continue. From there, enter a DAF Name and your Donor details > Click Create DAF

Funding your Charitable Giving Account

After creating your account, the next step is to fund it, which can be done through multiple channels:

  • Add Cash Using Connected Bank Account

  • Add Cash Via Wire Transfer from an external account

  • Add Public Securities from an external account

Add Cash Using a Connected Bank Account

  1. On the Contribute page, click Add Funds and select Add Cash Using Connected Bank Account

    1. Credential-based login to connect with ~8,000 financial institutions.

    2. ~2,000 additional financial institutions which don’t offer credential-based connectivity.

  2. Follow the steps to connect with the financial institution of your choice. You will be redirected to the 3rd party site to input your credentials. Upon successful connection you will not need to re-login going forward.

  3. Once a bank account is connected using Plaid, navigate back to the Contribute page > Add Funds > Add Cash Using Connected Bank Account

  4. Enter the Contribution Amount > Start Date > Frequency > review the terms and conditions > Submit

  5. Your contribution will show up in the ACH tab under the Contribution History section of the Contribute Page.

Setting up a Recurring ACH Bank Contribution

  1. Once a Bank Account is connected using Plaid, navigate back to the Contribute page > Add Funds > Add Cash Using Connected Bank Account

  2. You will see any connected bank accounts and whether they have been verified on the left side. Select an account to view the Account Balance.

  3. Fill in the Contribution Amount, Start Date, Frequency and End Date of your recurring contribution.

  4. Review the Terms & Conditions, check the box to agree, then click Submit. Your recurring contribution will show up in the ACH tab under the Contribution History section of the Contribute Page.

Add Cash via Wire Transfer

To set up a contribution via wire transfer, click Add Funds from the Contribute page.

  1. Select Add Cash Via Wire Transfer and the necessary fields will automatically populate with the relevant details to submit a US Dollar wire from your external account.

    • Note the DAF Sponsor for Morgan Stanley at Work is MS GIFT (EIN # 52-7082731)

  2. Fill in the Intended Contribution Amount.

  3. After reviewing the Terms & Conditions, check the box to agree, then click Submit.

  4. Download and follow the instructions to initiate a transfer from your external bank account.

  5. After clicking Submit you will see the pending contribution in the Wire Transfer tab under the Contribution History section of the Contribute page.

Add Public Securities

To contribute stocks or public securities to your DAF, click Add Funds from the Contribute tab.

  1. Select Add Public Securities and the necessary fields will automatically populate with the relevant details to submit a securities transfer from your external account.

    • Note the DAF Sponsor for Morgan Stanley at Work is MS GIFT (EIN # 52-7082731)

  2. Input the Security Details: Custodian / Broker, Ticker, & Share Quantity > Click Add > repeat this process to add multiple securities for contribution.

  3. After reviewing the acknowledgement statements of the intended contribution, check the box to agree, then click Submit.

  4. Download and follow the instructions to initiate a transfer from your external brokerage account.

Allocate Funds Between Investment Options

Before setting up an investment strategy for the Current DAF Portfolio, the first step is to divide funds between your investment balances. After funding your charitable giving account, the contributed dollars will be automatically allocated to U.S. Treasuries and Cash investments. Let’s take a deeper dive into allocating funds between the different investment options.

  1. Click on the Invest tab. You’ll notice that your DAF portfolio is 100% allocated toward US Treasuries and Cash. To select a different allocation of funds, click Select Investments

  2. Use the dragger at the top of the page to select the new allocation of funds > scroll down the page to view the investment portfolio options

  3. Enter the percentage allocation you’d like for each portfolio (make sure this equals 100%) > Save Changes

    1. You will be able to view more details on any of the models by clicking View Details

  4. Making any transfers between investment balance options will be flagged with a Pending status on the current portfolio tile of the Invest page until the reallocation is complete.

Reallocating your DAF Investments

  1. Click on the Invest tab > click Reallocate Investments

  2. Set a percentage or a dollar amount to keep as a part of the U.S. Treasuries and Cash component of your portfolio. The U.S. Treasuries and Cash pool is primarily invested in Parametric Portfolio Associates U.S. Treasury Ladders.

  3. Making any transfers between Investment options will be flagged with a Pending status on the current portfolio tile of the Invest page until the reallocation is complete.

  4. Portfolio investments will automatically rebalance once per quarter to maintain the target allocation. If for any reason you wish to rebalance your portfolio intra-quarter to match your target portfolio allocation, click the Rebalance Portfolio button, noting that the rebalance will take 3-4 business days to complete:

Set Target Fund Allocation for Investments

After setting the percentage or dollar amount allocated to U.S. Treasuries and Cash, the remaining balance is available to invest. Click on Select Investment Models to choose between a mix of Morgan Stanley models.

You must ensure the weights of the selected models add up to 100% if you choose to divide your funds into multiple models. You will be able to view more details on any of the models by clicking View Details. Click Save Changes to finalize your choices.

Track the status of the Investment Allocation request on the invest Invest page. Transfers usually take between 3-5 business days to complete. Once the transfer is completed, it will reflect in your investment balance.

If you made a mistake, click the red “X” in the Pending reallocation request to cancel the reallocation.

Disclosures

Morgan Stanley at Work, a Morgan Stanley Smith Barney LLC (“Morgan Stanley”) brand, offers the Charitable Giving program, which makes donor advised funds (“DAFs”) accessible to corporate clients and their employees. The Charitable Giving program operates a donor advised fund (the “Fund”) and other activities, and is available through Morgan Stanley Global Impact Funding Trust, Inc. (“MS GIFT”), an organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended. The digital platform and supporting services are provided by TIFN Give. Other administration services for MS GIFT are provided by RenPSG, an unaffiliated charitable gift administrator.

While we believe that MS GIFT and the Morgan Stanley Charitable Giving program provide a valuable philanthropic opportunity, contributions to MS GIFT are not appropriate for everyone. Other forms of charitable giving may be more appropriate depending on a donor’s specific situation. Of critical importance to any person considering making a donation to through this platform is the fact that any such donation is an irrevocable contribution. Morgan Stanley advises MS GIFT on asset allocation and investment management decisions and provides certain additional administrative services associated with the ongoing maintenance and support of the program. Any investment returns earned by the invested account assets are the property of MS GIFT. Also, any change in the value of donated assets (i.e., valuation of invested assets increases) does not affect the amount of the donor’s U.S. income tax charitable deduction. Any change in the value only affects the amount available to invest or for making grant recommendations. Although donors have the ability to make recommendations to MS GIFT as described in the Donor Circular & Disclosure Statement, contributions become the legal property of MS GIFT when donated. The Donor Circular & Disclosure Statement describes the risks, fees and expenses associated with establishing and maintaining an MS GIFT account. Read it carefully before contributing.

Employees who utilize credits from their employers to recommend that donations be made to certain charities are not eligible to receive a tax deduction for such recommendations or usage of their employer credits.

Not all products and services are available in all jurisdictions.

Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. You should consult your own tax and legal advisors (a) before donating to a Charitable Giving account, and (b) regarding any potential legal, tax, and related consequences of any donations, investments or other transactions made with respect to your donation.

This material is provided for informational purposes only and does not provide individually tailored investment or financial advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Information and data contained herein is from multiple sources considered to be reliable and Morgan Stanley makes no representation as to the accuracy or completeness of the information or data from sources outside of Morgan Stanley. Past performance is not indicative or a guarantee of future results.

After you have selected how to allocate the assets in the donor advised fund account among the investment portfolios available, you have the option to re-allocate and/or re-balance the account at any time. When you re-allocate account assets, you can change the investment portfolios that the assets are invested in or the percentage of assets allocated to an investment portfolio, or both. The value of invested assets, if any, can change due to market movement, deposits of additional donated assets, or withdrawals from the account to make a charitable contribution or pay appliable fees. As a result, the percentage of the account assets allocated to a certain investment portfolio could deviate from the allocation you had previously selected. You can rebalance the account in order to re-align the allocation of account assets to the allocation you selected.

©2025 Morgan Stanley Smith Barney, LLC. Member SIPC. CRC 3931215 02/2025
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